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INSURANCE
 

Whenever you book a vacation or a business trip, it’s a wise decision to purchase insurance coverage to protect your investment and to protect yourself and your family in case of a medical emergency.

In case you are sick or injured during your trip...
Emergency medical insurance will help you get access to the best medical care available, and protect you from expensive medical bills.

In case something upsets your travel plans...
It could be anything from your own medical emergency to the death of a close friend. Cancellation & Interruption insurance will reimburse you for expenses if an emergency forces you to cancel your trip, or if you must delay your return or return home early. This coverage protects you against over 40 specified risks that could force you to change your plans. Cancellation & Interruption insurance can only be purchased at the time you book your tickets.

In case your luggage is lost or delayed...
Insurance can’t prevent the inconvenience of lost luggage, but it will give you money towards replacing your belongings, up to a specified maximum value, so your trip can continue as planned.

The benefits for the following policies are an outline only. Some of these policies can only be purchased within 48 hours of making a deposit on your trip.

Deluxe Package
This insurance provides Emergency Medical, Cancellation & Interruption (or Interruption only if you have selected the ’no cancellation’ option coverage), Flight Accident, Travel Accident, and Baggage & Personal Effects.We can provide you with a policy booklet that outlines sums insured and complete details.

You may purchase this insurance only within 48 hours of paying any money for your trip. If more than 48 hours have passed since you made the initial payment or deposit, please contact us directly at 416-491-5314 or email us at info@galatravels.com.

Non-Medical Package
This insurance provides Cancellation & Interruption (or Interruption only if you have selected the ’no cancellation’ option coverage), Flight Accident, Travel Accident, and Baggage & Personal Effects. We can provide you with a policy booklet that outlines sums insured and complete details.

You may purchase this insurance only within 48 hours of paying any money for your trip. If more than 48 hours have passed since you made the initial payment or deposit, please contact us directly at 416-491-5314 or email us at info@galatravels.com.

Classic Medical
This insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverage. This essential coverage comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

Cancellation & Interruption Insurance
Designed to protect your investment in travel, this insurance protects you from the costs that arise when a sickness, an injury or another unexpected situation disrupts your travel plans. Before departure, it covers the cancellation penalties that may be charged by the airline or tour operator. After departure, it covers the costs associated with an early or delayed return.

You may purchase this insurance only within 48 hours of paying any money for your trip. If more than 48 hours have passed since you made the initial payment or deposit, please contact us directly.

TravelCare® HealthSelect® Coverage
This insurance is available to clients age 60 to 79 travelling for a minimum of 31 days. It provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. To qualify for this preferred rate insurance, you must complete our medical questionnaire. Your medical information will help us determine the coverage available and the premium. This coverage comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

TravelCare® Gold Coverage
This insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. To qualify for this preferred rate insurance, you must complete our medical questionnaire. Your medical information will help us determine the coverage available and the premium. This coverage comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

TravelCare® Silver Coverage
This insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. To qualify for this insurance, you must complete our medical questionnaire. Your medical information will help us determine the coverage available and the premium. This coverage comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

TravelCare® Bronze Coverage
Subject to a $500 deductible, this insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. To qualify for this insurance, you must complete our medical questionnaire. Your medical information will help us determine the coverage available and the premium. This coverage comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

Multi-Trip Annual Plan - 10 Day Plan
This insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. This coverage is valid for any number of trips of up to 10 days in duration, taken during a one-year period. It comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

Multi-Trip Annual Plan - 30 Day Plan
This insurance provides unlimited coverage of the eligible emergency medical expenses that you incur while away from your home province/territory, and that exceed the benefits provided by government health insurance and private coverages. This coverage is valid for any number of trips of up to 30 days in duration, taken during a one-year period. It comes with a full range of benefits, including round-the-clock services of Assured Assistance Inc., Pay-Assist® to ensure you are not out-of-pocket for your eligible expenses, and referral to Medirect®, our proprietary network of fully accredited hospitals and doctors.

Baggage & Personal Effects
This insurance can mean the difference between a wonderful holiday and an expensive misadventure. It provides protection from loss or damage to personal effects caused by theft, burglary, and fire or transportation hazards, anywhere in the world.

Flight Accident Insurance
This insurance covers you while on airport premises, travelling on scheduled helicopter shuttles, in airport buses and limousines authorized by the carrier or airport authority, as well as during the scheduled flight.

Rental Car Physical Damage
This plan offers worldwide coverage and provides up to $50,000 collision damage insurance. In the event of an accident or damage to your rental vehicle, simply call Assured Assistance Inc., as detailed in the policy booklet.

For a quote of any of the above insurance packages, please contact us at 416-491-5314 or toll free at 1-888-299-4252. We can be reached by e-mail @ info@galatravels.com

 

 


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